Eligibility

Final expense insurance is designed to be accessible to most seniors, but there are still a few requirements you should know before you call.

Who Can Apply

• Ages 50–75 years old.
• Speaks and understands English.
• You must be the decision maker (no third-party callers).
• Steady income from employment or Social Security.
• Active checking or savings account for premium payments.
• Willing to complete a simple health questionnaire.

When You May Not Qualify

• Currently using supplemental oxygen or a nebulizer (CPAP machines for sleep apnea are okay).
• Diagnosed with dementia or Alzheimer’s disease.
• Living with HIV/AIDS.
• Residing in a nursing facility or requiring assistance with daily living.

Approvals vary by carrier and state. If you have questions about eligibility, call us and a licensed agent will walk you through your options.